William Roseberry is a Branch Manager at Novus Home Mortgage (a division of Ixonia Bank), NMLS #68916, based in Concord, NC. He has nearly 30 years of experience in mortgage lending and works primarily with buyers in Rowan, Cabarrus, Davidson, and Davie counties, North Carolina — the same areas the Jayne Helms Group serves.

Yes. William specializes in USDA home loans, a zero-down-payment program available to eligible buyers in qualifying rural and suburban areas — which includes much of Rowan County and the surrounding region. Many buyers don't realize they qualify until they ask.

Beyond USDA loans, William works with conventional, FHA, VA, jumbo, renovation, and investor-focused financing, including non-traditional loan options for self-employed buyers and real estate investors.

Call 704-622-6896 or email wroseberry@novushomemortgage.com to set up a time to go over your options. Pre-approval helps you know your real budget before you start house hunting with the Jayne Helms Group.

Yes. William Roseberry holds NMLS #68916. Novus Home Mortgage, a division of Ixonia Bank, is NMLS #423065.